What are the Correct Disclosures?
What are the Correct Disclosures?Which disclosures am I to receive at the time of Application or within 3 days of application?

On all loans you are to receive:

  1. Loan Brokerage Agreement
  2. Loan Brokerage Disclosure
    1. Borrower Information Document
    2. Good Faith Estimate
    3. Truth-in-Lending
    4. Interest Rate Float/Lock Agreement

Disclosures required dependent on mortgage program:

    1. Purchasing a Home
      1. "Purchasing Your Home Settlement Costs and You" Booklet
    2. Adjustable Rate Mortgage (ARM)
      1. C.H.A.R.M. Booklet (Consumer Handbook on Adjustable Rate Mortgages)
      2. ARM Disclosure
    3. Equity Line of Credit
      1. "When Your Home Is On The Line" booklet

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